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2017 Medicare Part B Premium to Rise $4.10/Mo. for Most

Category: Financial and taxes in retirement

Nov. 11, 2016 -- The Centers for Medicare & Medicaid Services (CMS) has announced that 2017 premiums for the Medicare inpatient hospital (Part A) and physician and outpatient hospital services (Part B) programs will increase. Because of the low Social Security COLA, (0.3 percent for 2017) a statutory “hold harmless” provision designed to protect seniors will largely prevent Part B premiums from increasing for about 70 percent of beneficiaries. Among this group, the average

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Published on November 11, 2016
Comments 4

Walking Trails, Single Level Living, and Social Interaction Top Likes for 55+ Communities

Category: Active adult communities

November 9, 2016 -- Many, many thanks to the 756 Topretirements Members who took the the time to fill out our most recent survey on retirement community preferences. You are good people - thanks! Your input confirms some of our hypotheses and offers fresh perspective on others. One surprise was your favorite amenity - walking trails! You made hundreds of excellent comments to several of the questions - we just wish we had room to highlight every comment because they all offer a unique perspective. Here is one, describing the type of community someone is looking for, that is fairly representative: "Large, walkable, active community with urban area nearby for culture, restaurants etc. A Clubhouse with social clubs will make it easy to make new friends." Highlights Everyone has their own unique take on retirement, that much is obvious from these results. That is particularly true if you look at the 327 comments made to Question 10, "Please describe your ideal retirement community". Here are some

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Published on November 8, 2016
Comments 63

Judith Reports Back: Her 2 Week Retirement Tour of South Carolina

Category: Best Retirement Towns and States

Editor's Note: Back in September we published our "10 Best Places to Retire in South Carolina" article. Its very first Comment was from Judith. She wrote that she was about to leave on a 2 week tour, and even promised to write up a report of her travels. She lived up to her promise (Thanks Judith!), and here is her report. Note that we have added a few comments from other Topretirements members at the bottom of some of the cities to try to give even more dimension. We just love these in-person reports - nothing better! By Judith October 30, 2016 -- I did a two week tour of South Carolina from Sept. 21 to Oct. 6, and it’s taken me two more weeks to get on top of all my home chores after such a long absence. Laundry, email, you know. But it’s a quiet Saturday morning now, and I have time to put down my thoughts, for those who asked. Travelers Rest: I entered the state of South Carolina on the freeway from Asheville, NC, which allowed me to pass through Travelers Rest. I was

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Published on October 30, 2016
Comments 45

Take Our Latest Quick Survey – What Kind of Community Are You Looking For?

Category: Uncategorized

October 29, 2016 — As most of our long term members realize, our periodic Member surveys are a treasure trove of interesting research and findings on wide-ranging aspects of retirement. So please invest 5 minutes to take our latest on “Retirement Living Preferences”. There are just 10 easy to answer…

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Published on October 28, 2016
Comments 0

The Mobile Lifestyle in Retirement, Part 4: Starting Out on Your Adventure

Category: Adventurous retirement

By Betty Fitterman http://adventuresinthebettybus.blogspot.com October 23, 2016 -- Note: This is Part 4 of a 6 Part series that Betty Fitterman was kind enough to contribute way back at Topretirements’ beginning. Here is a link to Part 1, See bottom of this article for links to the rest. There are two important subjects to consider when you take off in a mobile home and they both have to do with baggage. The first is relatively easy: what to pack. Generally speaking, the answer is, nothing breakable. I was determined that we would live a civilized life, so I packed real china, real glasses and good silverware. What didn’t fall out of the closet when we hit our first big bump is now packed in towels and stored away. I did save three wine glasses, and find that those plastic sock dividers are perfect for keeping them safe while traveling. Also stored away are the my dresses and pretty shoes, winter coat and good

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Published on October 23, 2016
Comments 8

Social Security Retirees to Get (Very) Modest COLA 2017 Increase

Category: Financial and taxes in retirement

October 18, 2016 — The Social Security Administration today announced a very modest Cost of Living Adjustment (COLA) for 2017 of 0.3%. There was no COLA in 2016, whereas the COLA in 2015 was 1.7%. The 2017 increase results in a whopping $4 a month based on the average SS…

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Published on October 18, 2016
Comments 2

Living The Mobile Lifestyle in Retirement – Chapter 3 – The Turtle Life: Buying an RV

Category: Adventurous retirement

By Betty Fitterman http://adventuresinthebettybus.blogspot.com Note: This is Part 3 of a 6 Part series that Betty Fitterman was kind enough to contribute way back at Topretirements’ beginning. Here is a link to Part 1, Parts 4-6 are at Tips & Picks Section/Adventurous Retirements (we will eventually move all of them into the Blog so people can Comment on them). If the idea of mobile living, with its cost savings and opportunities for travel, appeals to you, my advice is take it easy. Try before you buy. Don’t rush headlong into a major investment before you sample the lifestyle. Remember that like any vehicle, an RV will lose significant value once you drive it off the lot. Fourteen years ago, we took a vacation in a rental RV. You can rent RVs

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Published on October 14, 2016
Comments 2

Filing for Social Security – 5 Reasons Why It’s A Lot More Complicated Than You Think

Category: Financial and taxes in retirement

Updated Oct. 2023 - There is no shortage of articles on how to "maximize" your Social Security benefit, often from some of the top experts in the field. Some of them advocate taking the benefit early, but just as many advocate waiting. It's a complicated subject, but the best answer lies in understanding your personal situation. This article provides 5 reasons why we think taking your Social Security retirement benefit is nowhere near as simple as you might think. We will also give

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Published on October 10, 2016
Comments 59

Snowbird’s Checklist: Heading Out for the Winter

Category: Home and Garden

October 14, 2016 As our snowbird friends say goodbye to summer up north, it’s time we link to the “Snowbirds Leaving for the Winter Checklist” that we originally published in 2010. Every year we add to it in different ways, based on our own experiences and suggestions from Members. We…

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Published on October 9, 2016
Comments 0

The 100 Top 55+ and Active Adult Communities for 2016

Category: Active adult communities

October 6, 2016 -- Our new list of the 100 most popular 55+ and active adult communities at Topretirements for 2016 is here, and there are surprises and new faces galore. There is also plenty of consistency - most of last year's top 10 communities are back. We think that looking at the kind of communities that our visitors and Members are most interested in is valuable - particularly to see the types of 55+ communities that generate interest, and where they are located. Speaking of our top 100 list, we want to stress that these are not necessarily the "best" 55+ communities - however someone might determine that. Rather, The top 100 communities were chosen on the basis of visitor popularity at Topretirements during the period January 1 to September 30, 2016 as reported by Google Analytics. The communities whose listings were viewed by our visitors the most were determined to be the winners. Please see the end of article for more details

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Published on October 5, 2016
Comments 23

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