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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Westfield is a small city of 41,000 in western Massachusetts near Springfield and north of Hartford, CT.  This is a pretty agricultural area on the edge of the Connecticut River Valley that is quite hilly, thanks to the Metacomet Ridge. There are some nice parks in town, as well as Westfield State University. The parks are: Amelia Park Ice Rink…...
 
St. Marys is a fast growing town in extreme southeastern Georgia with more than 17,000 residents. It is the access to Cumberland Island, one of the gorgeous Sea Islands off Georgia's southern coast.  St. Marys gets a favorable mention by most people considering living in the area. It is near the naval base and is popular for military retirements.  Obviously…...
 
 
 
Mount Dora exudes a comfortable "Southern" charm and hospitality. This central Florida lakefront community of 16,000 (2020), is located in gentle hills and orange groves. Its elevation of 184 feet makes it Florida's equivalent of a mountain top town! It features active shopping, excellent antiquing, a rich cultural life, and recreation. Many festivals and community events attract residents and tourists.…...
 
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