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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Georgetown is a small town in central Texas, just north of Round Rock and about 27 miles from Austin.  It is the county seat of Williamson County. The presence of Southwestern University gives the community a college town feel. The town has an impressive collection of well preserved Victorian and pre-WW1 downtown historic districts, with The Beaux-Arts Williamson County Courthouse…...
 
Vilcabamba is a small village in southern Ecuador, about 42 kilometers from the city of Loja.  The village is renowned as the "Playground of the Incas" used by Incan royalty. From the airport in Loja, the road snakes over a mountain pass into the wonderful town of Vilcabamba. The town has attracted fame due to its energizer bunny - like…...
 
 
Tarboro is a small town of about 10,000 in east central North Carolina, about 15 miles from Rocky Mount.  People who live here say it is a very  friendly town. Thanks to its days as an important river port, Tarboro boasts a 45-block Historic District .  The District has over 300 structures from residential dwellings to historic churches to original…...
 
Lexington, officially Lexington-Fayette County, is the second largest city in Kentucky with a population of just under 330,000, with a metropolitian area population approaching 450,000.  It is home to the University of Kentucky and the "Big Blue Nation", making it a vibrant college town with attendant excitement and culture. Its nicknames are the Horse Capital of the World and Thoroughbred…...
 
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