This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful…...

The friendly, historic city of Hot Springs makes an excellent retirement community. Hot Springs Reservation was the first country’s Federal Reserve (1832) and became a National Park in 1921 (the nation's smallest by area). Its downtown Historic District protects the thermal waters and the historic and opulent buildings on Bathhouse Row. Fordyce Bath House is the centerpiece and museum headquarters.…...

Carson City is the capital city of the State of Nevada. The population is about 55,000.  The city is in a dry desert valley in the Sierra Nevada foothills at an elevation over 4,700'. The downtown has wide streets and some interesting 19th century buildings going back to the days when the nearby Comstock Lode was booming. The explorer John…...

Duluth is a city on Lake Superior of about 84,000 people. The people who retire here enjoy boating and plenty of outside activities in all seasons. There are several colleges in town including the University of Minnesota -Duluth.  photo of Canal Park with approaching ship and lift bridge in background, courtesy of Wikipedia and Nick Zlonis (public domain); photo of…...