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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Nipomo is a small town that is south of San Luis Obispo and above Santa Maria.  The population is about 17,000 in this affluent community with a household income of close to $80,000. The Dana's were early settlers when the town became a stop on the Camino Real....
 
Kynsna is a very popular place to retire in the Western Cape area of South Africa. It is located in what is called the Garden Route. Known for its beautiful coves and beaches, it also attracts numerous tourists. The town is primarily built on the northern shore of the Knysna Lagoon, which is fed by the Knysna River. The estuary opens…...
 
 
Southern Pines is a charming and beautiful town in North Carolina, just east of Pinehurst in the south central portion of the state.  The population is just over 15,500 (2020). What makes it so attractive is a bit ironic, since a major railroad line runs down the center of town. But the tracks are landscaped in a wide buffer, and…...
 
Zephyrhills is a growing community of over 17,000 people northeast of Tampa and north of Lakeland in central Florida. It is turning out to be popular with retirees as reflected by the average age -51 years old. Photo courtesy of Wknight94 and Wikipedia, Licensed under CC BY-SA 3.0/...
 
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