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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Chiefland is a small town of 2300 in northern Florida between the Gulf and Gainesville. This part of Florida is not nearly as developed as the southern portions of the state - Chiefland is a small  town and somewhat rural. The town was FL Rural Community of the year in 2000.  Chiefland Golf & Country Club is in town....
 
Orange City is a small town of about 13,000 (2020) in central Florida.  Many of its citizens are retired since the median age is about 46, with about 28% of the population over 65. Photo of Orange City Town Hall courtesy of Wikipedia and Ebyabe, Licensed under CC BY-SA 2.5...
 
 
Frederick is a town of about 60,000 in west-central Maryland. The city was an important crossroads in the Civil War and has several historical sites. The downtown is pedestrian-friendly and with shops and restaurants. Forbes magazine named Frederick's downtown one of the United State's "Greatest Neighborhoods" in 2010. The town is nicely laid out with a great infrastructure for walking…...
 
Niantic is a small town on the Long Island Sound coast of Connecticut. This former fishing village between Old Saybrook and New London has about 6,000 residents and is on one of the nicest stretches of CT. Boating and fishing are fantastic from here, and so is the New England charm. The nearby towns of Stonington, Lyme, and Mystic are…...
 
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