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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Torrance is a city of about 150,000 in southern California, located just north of Long Beach and south of Los Angeles. It is near the ocean and the 6th largest city in Los Angeles County.  picture of Torrance Beach courtesy of Wikipedia and Lars0001 (public domain)....
 
Salem, located on the Willamette River in the northwest part of the state, is the capital of Oregon.  This growing city depends on state government and agriculture for economic support.  This city of over 175,000 always has something going on - a festival, museum show, or some entertainment from the several colleges hosted in Salem. It has a park system…...
 
 
Washington, D.C., the Nation's Capital, is a tremendous place for people who want to retire in an urban lifestyle. It is expensive, but there are many beautiful neighborhoods and always something to see or do. Particularly for people who have spent their careers here, the idea of retiring to Washington is very appealing....
 
Bethlehem is a city of about 75,000 people in eastern Pennsylvania. It is home to Lehigh University, a highly rated school with over 5,000 students, as well as Moravian College and Northhampton Community College. Bethlehem Steel was formerly here, whose departure the city is struggling to overcome. The Sands Casino was built on brownfields here and now brings in substantial…...
 
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