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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Fairborn is a quiet town with many working at the nearby Wright Patterson Air Force Base, the home of the Air Force Materiel Command and in many measures the largest, most diverse and organizationally complex base in the Air Force. Due to the close proximate of WPAFB, Fairborn attracts military retirees from all over the country, many of whom were…...
 
McMinnville, know as the heart of Oregon's wine country, is the county seat and largest city of Yamhill County. It has a population of approximately 33,000 and is located in a picturesque setting surrounded by farmland and vineyards at the confluence of the North and South Forks of the Yamhill River in the Willamette Valley. The town was founded by William…...
 
 
Charlevoix, Michigan, referred to here as “Charlevoix the Beautiful”, is an old seasonal town in northwest Michigan. A popular '''retirement community''' for active adults, Charlevoix is located on an isthmus between Lake Michigan and Round Lake, adjacent to the shores of Lake Charlevoix. Photo of canal courtesy of Wikipedia, photo of Chicago Club courtesy of Wikipedia and Bobak Because of…...
 
Louisville is a mid-sized city of over 260,000 on the Ohio River.  It is the largest city in the State of Kentucky and justly proud to be the home of the Kentucky Derby. Louisville combines the cultures of the south and the midwest, so you know it is a friendly place. The downtown is a mixture of historical buildings and…...
 
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