Category: Financial and taxes in retirement
October 18, 2020 -- We have had several members who posted about rival delivery services to another unrelated Blog. So we are publishing those comments here and taken them off the other one. That should keep things cleaner.
From Mary 11 - I signed up for the yearly unlimited Walmart Delivery service. I order once or twice per week. I paid $98 but you save alot of money in the long run. I haven’t been to a grocery store since January. We don’t do restaurant delivery because of Covid so we do alot of cooking at home….
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Published on October 18, 2020
Comments 25
Category: Health and Wellness Issues
October 17, 2020 - The Open Enrollment Period for Medicare started this week and runs through Dec. 7. It is an important event for eligible people not currently enrolled in the plan, or who want to change some component of their current plan.
During Open Enrollment, eligible people can sign up for Medicare. Medicare beneficiaries can compare coverage options like Original Medicare and Medicare Advantage, and choose health and prescription drug plans for 2021.
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Published on October 17, 2020
Comments 19
Category: Financial and taxes in retirement
October 15, 2020 — Social Security recipients will see a small Cost-of-Living Adjustment (COLA) next year. Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2019 through the third quarter of 2020, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.3…
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Published on October 15, 2020
Comments 4
Category: Health and Wellness Issues
October 13, 2020 — Medicare’s Open Enrollment Period starts on Oct. 15. That is when you can sign up for Medicare if you didn’t during your original eligibility period, or have not qualified for a special enrollment period (if you are already on Social Security you should have been automatically…
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Published on October 12, 2020
Comments 0
Category: Financial and taxes in retirement
Oct. 12, 2020 -- Many Topretirements Members are still working, wondering if and when they might retire. Enter the pandemic, and many new calculations enter into the mix.
So many corporations and small businesses have been affected in serious ways by the coronavirus. Airlines, restaurants, and hotels have been particularly devastated by people not traveling and going out to eat. States and municipalities, hit by extra expenses and declining revenues, are looking for ways to cut their budgets. Organizations like these are wondering how they are going to survive. One of their most obvious options is to layoff workers or encourage others to take early retirement.
You might be one of those people approached with a retirement package. Or you might have decided that the pandemic has made it too difficult to keep working. For example, if you are having to teach via Zoom and don't find it rewarding. Or, maybe you found working from home so liberating that you don't ever want to go back to the office. Worse yet, you might have been laid off and facing an early retirement you weren't expecting. Whatever your situation, now is a good time to re-evaluate your retirement premises.
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Published on October 11, 2020
Comments 8
Category: Travel
October 6, 2020 -- Tens of thousands of retirement-age Americans will be migrant laborers next year, even if the economy recovers quickly. Laid off from their jobs before they wanted to, bored, or finding that their meager savings plus Social Security aren't providing enough for a comfortable retirement, many are hitting the road, driven by economic necessity and wanderlust.
Workcampers (also workampers and workvampers), as these nomads are often called, represent a growing niche of the retirement world. They have even spawned an industry, van customizers, who can't keep up with the demand for converting delivery vans and the like into rolling homes with every necessity included. In addition to making a living, devotees of the lifestyle enjoy the freedom and flexibility that comes with living on the road.
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Published on October 5, 2020
Comments 1
Category: Health and Wellness Issues
October 4, 2020 -- Thanks to the more than 500 generous people who cared enough to spend a few minutes filling our Coronavirus Activity Survey. As we hoped, the results were extremely interesting. Most were predictable, but it is reassuring to see most Topretirements Members are taking the pandemic seriously. The hundreds of personal comments written in to several of the questions make one thing very clear - the coronavirus pandemic has been one of the most momentous events in all of our lifelines, changing daily life now, and in some ways for the rest of our lives.
Some main points:
Topretirements Members are more likely to take a vaccine than the general population (71% vs. 50%).
The CDC has taken a big reputational hit, with far more trusting Dr. Fauci.
Mask compliance is high.
About half of respondents will go to a barbershop or salon.
Car travel is viewed as far safer than flying
People are split about eating in restaurants and visiting friends.
Almost all of the survey responses were given before the President and some in his inner circle tested positive. Our hope is that people will take precautions even more seriously after seeing how communicable the virus is. Note that Topretirements Members and visitors are almost all aged 55+.
Here are the results of the survey:
Q1 Would you take a coronavirus vaccine if the CDC said it was safe and effective?
Photo by Karolina Grabowska from Pexels
More than two thirds (71%) of those taking the survey said they would take the vaccine. This contrasts with a recent CNN poll, which showed that 51% of Americans would try to get the vaccine. In the CNN poll 60% of those over 65 said they would take it.
[jcolumns]YesNo
[jcol/]71%29%[jcol/][/jcolumns]
197 Comments: More than two thirds of respondents said they will take a vaccine, but cautiously. There is a great deal of distrust of CDC as being politicized. Many would like to give a vaccine time to prove itself. Below are links to all 197 Comments on this question (Mac and Xcl versions).
covid-q-10-2020-csv-1Mac Download
q1-covid-survey-take-vaccineXcl Download
Typical comment: "Maybe. I wanna vaccine but I want to be sure that it is safe. It depends when the vaccine comes out. If it comes out before election day I will not take it because I think it would be a political vaccine. "
Q2. Who do you believe more about vaccine effectiveness and safety?
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Published on October 3, 2020
Comments 12
Category: Best Retirement Towns and States
September 29, 2020 — We have updated our 2016 list for “10 Great Places to Retire in the Southwest That Won’t Break Your Budget“. The good news is that there are still some great places to retire that are affordable. The bad news is that most home prices are…
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Published on September 28, 2020
Comments 0
Category: Health and Wellness Issues
September 27, 2020 — We are curious about what you think is safe, and are willing to do in this coronavirus pandemic. Would you take a vaccine (and who do you trust more?). How about eating in a restaurant, visiting a hairdresser, taking a trip, having friends over? Please take…
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Published on September 26, 2020
Comments 1
Category: Health and Wellness Issues
September 25, 2020 — Every month The Wall Street Journal asks its readers to describe a random act of kindness that affected them. What a great idea in this time of division, economic troubles, and a corona pandemic that doesn’t want to quit. So, please use the Comments section to…
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Published on September 25, 2020
Comments 4
