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Announcing The Community Explorer – Find That Needle in the Haystack Community

Category: Active adult communities

December 5, 2023 -- Announcing the Community Explorer. Finding the right retirement community - the one with right lifestyle in the right location, with the amenities you are interested in, plus the type of housing unit you want - is like finding a needle in a haystack. Announcing the Topretirements Community Explorer - the easy way to find the perfect active adult or 55+ community for your retirement. Announcing the Community Explorer For the next few days we are in a test mode with the Community Explorer. But you can use it to sort through communities by State/Country, Type of Amenities, Lifestyle, and Property Type. Continue reading for more...

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Published on December 5, 2023
Comments 6

Medicare Part D Premiums 2024 to Spike

Category: Medicare

November 23, 2023 - Medicare Part D Premiums will rise sharply in 2024 in at least 5 states, according to a report from Health View Services. The rates jump has several causes. One comes as byproduct of President Biden's success in lowering out of pocket costs for prescription drugs under Medicare Part D (the cap will be $2000 in 2025, down from $7000 in 2023). Insurance companies are scrambling to cover the costs that they will experience as a result. Other contributing factors are the cap on insulin prices at $35 per month and free access to vaccines. Medicare Part D Premiums 2024 to Rise Sharply

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Published on November 23, 2023
Comments 10

The Most Affordable Florida Communities for Active Adults

Category: Active adult communities

November 14, 2023 -- Affordable Florida communities - active communities that offer great value at a reasonable price - are the quest for many retirees. The problem is how to determine which communities offer the best value for the money. This article will explain what to look for in an affordable Florida community, and how to find one. Then we will provide a sample list of developments that offer high value at a reasonable cost. Tips for finding the most affordable retirement, 55+, or active communities in Florida. Here are some of the basics that will help you find the best value in an active or 55+ community: Define what you are looking for Look for testimonials from friends or online Use a real estate agent with the right experience Visit multiple communities Avoid equity memberships Review contracts and fee structures Check out the community budget and financial health

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Published on November 13, 2023
Comments 0

Spain and Portugal Retirement: Paradors, Posadas, and Alcazars

Category: Best Retirement Towns and States

October 30, 2023 —   Spain and or Portugal retirement is very popular, as these Iberian countries are for tourism as well. Americans and Europeans are checking out these two countries, not only as great places for a retirement trip, but for where to retire too. Your editor recently spent 2 happy weeks touring some of the best tourist spots on the Iberian Peninsula, the home of Spain and Portugal. Our hope is that this experience might help you plan a potential trip to the region. And, it might help you learn what it might be like to retire in one of these amazing countries. Portugal Retirement Trip This beautiful, dry country has a long western coastline on the Atlantic Ocean that in the south curves eastward past Gibraltar to the Mediterranean.  Lisbon, on the coast, is the capital and largest city.  Portugal's cost of living is one of the lowest in Europe (65th highest in the world - the U.S. is 12th), the country is safe, and the food and wine are excellent.  The country has a complicated history - Celts, Phoenicians, Roman, Visigoths, and the Moors (Arabs) all had their day, and then its eventual retaking by the Crusaders.  Towns and buildings reflect that heritage within their walled cities, Roman ruins, and Christian cathedrals, that were often Muslim mosques for a time.

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Published on October 30, 2023
Comments 5

2024 Medicare Part B Premiums Announced

Category: Medicare

October 2023 - The Centers for Medicare & Medicaid Services (CMS) has released the 2024 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2024 Medicare Part D income-related monthly adjustment amounts.  Medicare Part B Premiums and Deductibles Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. 

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Published on October 18, 2023
Comments 0

2024 Social Security COLA: Back to Earth

Category: Social Security

October 12, 2024 –The 2024 Social Security COLA Increase is coming back to earth. Administration announced today that Social Security and Supplemental Security Income (SSI) benefits for more than 71 million Americans will increase 3.2 percent in 2024. That is a considerable drop from the inflation-fueled 8.7% increase of 2023.

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Published on October 12, 2023
Comments 0

How to Find the Right Real Estate Agent

Category: Real Estate Listings

October 11, 2023 -- The key to getting your dream home for retirement is to find the right real estate agent. Maybe you know where you would like to retire (region, state, or even town) and the lifestyle you want to pursue. But how do you find the right real estate agent to help you reach that dream? A place to retire that comes at the right price, and one you can afford. In a neighborhood that suits you, and that will be a good investment down the road. And most importantly, a home that makes you happy, not having to worry that you might have made a mistake. One of the best ways to find your retirement dream is to make sure you know how to find the right real estate agent. That is not always that easy, particularly when you move to an area far away, and unfamiliar to you. In that situation, any contacts you already have are probably of no use.

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Published on October 10, 2023
Comments 7

Amazon Prime Deals Today!

Category: Home and Garden

October 11, 2023 -- Some unbelievable deals are here today, Oct. 11, for Amazon Prime members. They will find savings of 60% or more on items like 50" TVs, Phillips air fryers, Roomba vacuums, Bose headphones, etc. These are some of Amazon’s best deals of the season to start the season of savings and holiday shopping! In some cases you have to to request an invitation in order to get the deals. The link below goes to a page on Amazon with dozens of these dazzling deals. Amazon Prime Deals Today Page Fire TV - request an invitation If you not an Amazon Prime Member already (includes extensive free TV streaming and free shipping on all orders), here (Prime ad below) will take you to where you can become a Member. Try Prime for 30 days

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Published on October 8, 2023
Comments 8

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