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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Charlevoix, Michigan, referred to here as “Charlevoix the Beautiful”, is an old seasonal town in northwest Michigan. A popular '''retirement community''' for active adults, Charlevoix is located on an isthmus between Lake Michigan and Round Lake, adjacent to the shores of Lake Charlevoix. Photo of canal courtesy of Wikipedia, photo of Chicago Club courtesy of Wikipedia and Bobak Because of…...
 
Puebla is the capital city of the Mexican state of Puebla. It is located at about 7,000 ft. about sea level in the mountains of central Mexico, 2 hours south of Mexico City. The city, founded in 1531, has a distinguished tradition as an ancient Spanish city with a rich culture and architectural history. The city features many colorful squares,…...
 
 
Campton New Hampshire is home to Blair State Forest and Livermore Falls State Forest. It is a very small town of less than 3,000 people in the foothills of the White Mountains. It is great place to retire if you like skiing and/or an active outdoor lifestyle. Photo of Livermore Falls courtesy of Wikipedia and Ken Gallager (public domain)....
 
Toms River is the county seat and largest town in Ocean County, New Jersey (also includes Dover, both are part of Toms River Township).  The 2010 population was about 90,000.  Residents of nearby towns like Brick, Manahawkin, and Lakewood tend to come here for shopping or doctor's appointments.  It has a busy downtown thanks to many government buildings, yet it…...
 
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