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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Salisbury is an interesting town and seaport on the Wicomico River on the Delmarva Peninsula. Its population is about 28,000 in 2008.  Salisbury is known as the "crossroads of the Delmarva (Delaware, Maryland, Virginia) peninsula. The peninsula, somewhat off the beaten path because of its geography,  is popular with retirees for its more reasonable prices and laid back atmosphere.  Salisbury…...
 
Northfield Minnesota, located in the southeastern part of the state, is a lovely college town that boasts not one, but 2 thriving private colleges. Carleton College and St. Olaf are both located here and their student populations give a decidedly youthful feel to the town. Hence their motto - "Two colleges, one town". Northfield's population grew 14% in the past…...
 
 
Atlanta is Georgia's largest city and with over 5 million area residents, the 9th largest metro area in the U.S.  For a variety of reasons tens of thousands of people will be moving to retirement communities. It has a relatively mild climate and lower cost of living, tremendous cultural and recreational opportunities, and many already live here or have relatives…...
 
Las Vegas, Nevada is one of the fastest-growing communities in the U.S. Legalized gambling in this desert resort city has created an enormous economy and attracted many new residents, including retirees in active adult communities. The Las Vegas strip is justly famous for its glitz and many attractions. Even if you don't ever bet a single nickel, it is worth…...
 
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