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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Santa Fe, New Mexico, is one of the top cultural destinations in the world. Santa Fe's population of 88,000 (2021) has grown by 42% since 2000 with people aged 65+ accounting for almost a quarter of the population. Located at 7000 feet in the foothills of the Rocky Mountains, Santa Fe offers a unique climate for active adults 55 plus…...
Situated on the northern California coast above San Francisco, Mendocino is one of the most popular vacation destinations in the Golden State. This tiny town of just over 800 has a sizable artist population and great shopping. But most people come to see the unbelievable cliffs and rocks that tower over the raging Pacific Ocean below. This old logging town…...
Frederica is a very small (less than 800) Delaware town just south of Dover and fairly near the Delaware River Bay. Formerly agricultural, the area is transitioning into suburbs and active adult communities are being built here as well. Picture of Barretts Chapel courtesy of Wikipedia (public domain); picture of Frederica Town Hall courtesy of Wikipedia and Smallbones (public domain)....
