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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
 
Holland, Michigan owes its heritage to its Dutch settlers. With its own tulip festival and distinctive Dutch architecture, this popular retirement and tourist community of 34,000 would not be easily confused with a charming town in the Netherlands. Its location on the shores of Lake Macatawa provides plenty of summer fun for active adults 55+ at the beach or on…...
 
 
Franklin is a town of about 8,000 people in central New Hampshire and near Laconia. This area has many lakes and mountains for outstanding outdoor recreation. Two rivers combine here to begin the Merrimack River. Photo of Bird's Eye View Postcard of Franklin N.H. courtesy of Wikipedia; Photo of Sulphite Railroad Bridge, also known as the Upside-Down Covered Bridge, courtesy…...
 
If you like horses and an easy-going, warm weather climate you might want to think about making Aiken, South Carolina your retirement community. This town of almost 30,000 in western South Carolina’s Sand Hill country grew up as a healthy retreat where the wealthy could escape from hot weather. The “Winter Colony” as it is called has always been popular…...
 
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