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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Edgewater is a small coastal town of about 21,000 near New Smyrna, Florida (there are actually 3 Edgewaters in FL -here, in Broward County, and a part of Miami). Hollywood is to the south. This is a quiet town with an average age of about 42; crime is very low. The town has great barrier islands on the Atlantic with…...
The largest city in Alabama, named for one of the major industrial cities of the United Kingdom, Birmingham, Alabama has been nicknamed The Magic City. Until the end of the 1960s, Birmingham was one of the South's primary industrial centers, producing iron and steel as a major component of the railroad industry. Now, manufacturing is no longer quite as important,…...
Baby boomers will find a retirement lifestyle in La Jolla, California (population 46,000), that is tops for scenery, climate, and proximity to the rest of the world. La Jolla features magnificent estate homes set atop hills and small mountains, nestled by the ocean in an upscale community. The Village (of La Jolla) is its charming downtown area. La Jolla is…...
Torrance is a city of about 150,000 in southern California, located just north of Long Beach and south of Los Angeles. It is near the ocean and the 6th largest city in Los Angeles County. picture of Torrance Beach courtesy of Wikipedia and Lars0001 (public domain)....
