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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

College Station/Bryan is a city of almost 100,000 people in east-central Texas. It is the proud home of Texas A & M University, around which most of the community's culture and activity revolves; the area is fondly referred to as "Aggieland," after A & M's famous sports teams. College Station is ideal particularly for football lovers looking for a classic Texas…...
 
Set at the bottom left base of Cape Cod, this fairly large town is a popular retirement community surrounded on 2 sides by water.  Falmouth, Massachusetts (population 32,000) actually consists of a number of villages and unincorporated towns including Woods Hole, Teaticket, and East, West, and North Falmouth. Woods Hole is where one takes the Ferry to Nantucket and Martha’s…...
 
 
Granite Falls is a very small town of about 4600 people in the west central foothills of North Carolina. Hickory is the largest nearby town, along with Lenoir. The elevation is about 1100' above sea level. The area is rural and hilly - popular with vacationers and retirees.  The climate is a bit milder than in the rest of North…...
 
Manahawkin is a fast growing town and popular retirement community on New Jersey’s southern coast. It is directly across Barnegat Bay from Long Beach Island, barrier island and summer resort on the Atlantic Ocean. Fishing, boating, and beaches are excellent. Although the town population is only about 2,500 (2020), Manahawkin is part of Stafford Township, which has more than 22,500…...
 
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