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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Retirement communities like Centralia in western Washington State offer the opportunity to live in the fast-growing northwest without the high price tag of Portland or Seattle. Centralia has about 15,000 people, a decided small town feel, and an interesting historic district. The Olympic Club Hotel is located within the city's Historic District. Centralia College has over 1,000 students. Centralia is…...
Traverse City, Michigan, the "Cherry Capital of the World,” enjoys a reputation as one of the top arts towns in the country. It has become popular retirement community for active adults in northern Michigan because in addition to arts and music, it has terrific golf, skiing, and other outdoor activities on Lake Michigan. Traverse City is also all about water…...
Nacogdoches, Texas, was one of the first three communities in Texas to be recognized as a Certified Retirement Community. This state program recognizes communities that are exemplary in several areas - including housing, safety, working opportunities, healthcare services, transportation, continuing education, recreation, cultural events, sports, community services and spiritual enrichment. The town population is 32,000 and growing (2020 census). Situated…...
Port Townsend, Washington is located on the extreme northeastern tip of the Olympic Peninsula, just across Puget Sound from Seattle. Port Townsend was a thriving port settlement before Seattle was founded.Unfortunately, the Union Pacific Railroad bypassed it, sending the thriving community into an economic tailspin. While bad for the people who lived here then, this event was serendipitous for the…...