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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful…...
 
Greenwood is a small town of about 22,000 in northwest South Carolina.  There is a very large lake and 2 small colleges in the area, including Lander University.  The town hosts several important festivals during the year. Picture of Greenwood County Courthouse courtesy of Wikipedia and change-of-venue, Licensed under CC BY-SA 3.0/ ....
 
 
Nacogdoches, Texas, was one of the first three communities in Texas to be recognized as a Certified Retirement Community. This state program recognizes communities that are exemplary in several areas - including housing, safety, working opportunities, healthcare services, transportation, continuing education, recreation, cultural events, sports, community services and spiritual enrichment.  The town population is 32,000 and growing (2020 census). Situated…...
 
Ocean City, Maryland (year round population about 7,000) is a popular resort and retirement community for active adults who enjoy the beach, fishing, boating and a family oriented setting. This beach community in southeastern Maryland has been a popular family resort since the late 1800’s. In May and June graduating seniors come here by the thousands to celebrate their release…...
 
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