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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Oberlin College is the distinguishing feature of the small town of Oberlin in northern Ohio, just a few miles from Cleveland. The population is just over 8,000.  Oberlin College and conservatory has 3,000 students and is one of several elite colleges located in Ohio. The city has a long history as a progressive community. It is considered the birthplace of…...
 
Located in western Vermont near the New York border, Middlebury, Vermont, is home to one of America's top liberal arts colleges, Middlebury College. It has to be one of the top settings for a college town of anywhere, and has attracted many baby boomers who are making it their retirement community. The population is 7,000 (2020). Two of the big…...
 
 
Greenwood is a small town of about 22,000 in northwest South Carolina.  There is a very large lake and 2 small colleges in the area, including Lander University.  The town hosts several important festivals during the year. Picture of Greenwood County Courthouse courtesy of Wikipedia and change-of-venue, Licensed under CC BY-SA 3.0/ ....
 
Washington, D.C., the Nation's Capital, is a tremendous place for people who want to retire in an urban lifestyle. It is expensive, but there are many beautiful neighborhoods and always something to see or do. Particularly for people who have spent their careers here, the idea of retiring to Washington is very appealing....
 
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