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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Islandia is small village in the middle of Long Island, New York.  It is about 50 miles east of New York City. Although it is not on the coast, it is a short drive to either the Long Island Sound side (north), or Atlantic Ocean Beaches.  Picture of Connetquot River and picture of CA Technologies courtesy of Wikipedia and Americasroof. ...
 
Riverhead is on the north shore of Long Island in New York's Suffolk County. The population was 35,902 in 2020. There are a number of small hamlets within Riverhead, including Riverhead and Wading River. The town is far enough out on Long Island that active adult communities are being built here. The North Fork of Long Island starts here and…...
 
 
Rio Grande Valley Texas is actually a region rather than one specific town. This popular community for retirement comprises many towns; Harlingen, McAllen, and Brownsville are some of the larger ones. Edinburg, Weslaco, and Mission are 3 others. The area is made up of the extreme southern tip of Texas - one side is bordered by the Rio Grande and…...
 
Chico, California represents a more affordable California retirement community for baby boomers who are looking for an active outdoor lifestyle. Located in the Sacramento River Valley, the city is the cultural, economic, and educational center of the northern Sacramento Valley. There are more than a dozen parks and greenways. Fishing, skiing, biking, and hiking are abundantly available in the nearby…...
 
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