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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Located at the foot of the Klamath mountains on the southern Oregon coast, Brookings is a small outdoorsy town.  Once a logging community, Brookings is a now cute seaside town with over fifteen miles of pristine beaches and unusually warm weather year round. Wet and mild winters makes this town incredibly lush; palm trees and bright gardens dominate a lovely…...
 
Wallingford is an old New England town that dates back to 1694. It was formerly a center for silver manufacturing, along with nearby Meriden.  Wallingford has an active and charming downtown center, as well as a very successful commercial strip along Route 5.  The town has long been home to one of the country's most prestigious prep schools - Choate-Rosemary…...
 
 
Cumming is a northeastern suburb of Atlanta with a population of the downtown are at around 6,000, though the entire Forsyth county is pretty much considered "Cumming" with a population of nearly 200,000 and growing fast.  The town was the scene of a gold rush in the early 19th century but went into decline after the California Gold Rush. Lake…...
 
San Buenaventura is a village near the southern (Pacific) coast of the beautiful and unspoiled country of Costa Rica (San Isidro del General  region). This area is near the beach, Ballena National Park,  and not far from the regional airport. For more about retiring to this beautiful country see our retirement guide to Costa Rica....
 
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