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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Spring Hill Florida is one of the northernmost retirement communities on Florida’s (west) Gulf Coast. If you drive between Tallahassee (on the inside of Florida’s elbow) down the coast toward Tampa you will be struck by how empty the landscape is for almost 100 miles. Development starts just above Spring Hill; bulldozers relentlessly churn further north from here every day.…...
Tooling along in your Corvette across Arizona on classic Route 66, you will eventually drive through Flagstaff. This small city of 52,000, centered amidst some of the most enchanting physical landmarks in the world, is a top rated community for retirement. At an altitude of 6910 feet the climate is dry and much cooler in the summer than anywhere else…...
Gilbert is a very fast growing town of over 200,000 located southeast of Phoenix. It is between Mesa and Chandler. The city is a bedroom community for Phoenix and Tempe, as well as home to many retirees living in active adult communities. Gilbert is characterized as more suburban and more of a town than nearby Chandler, although the latter has…...
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...