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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Mesa is a fast growing southern suburb of Phoenix, Arizona. Originally founded by the Latter Day Saints (Mormons), about 10% of the population is Mormon today. This college town (the Polytechnic campus of Arizona State University, East and Mesa Community College) of 504,258 (2020 Census), is located near the amazing Superstition Mountains. It is the 3rd largest city in Arizona.…...
San Diego, California (population almost 1.3 million) has been a popular retirement community since the end of World War II. Its scenery, climate, and lifestyle are second to none and appeal to active adults 55+. Its bustling downtown area has a busy convention area and city parks set alongside hundreds of anchored pleasure boats. San Diego is California’s second largest…...
Many retirees from Belfast and other parts of the UK come here for the simple life, beaches, and golf courses. Some of them came here on holiday during their working days, then deciding to retire here....
Cottonwood, population 11,500, is located in central Arizona, where the scenery is pretty, the values conservative, and the outdoor activities aplenty. Cottonwood is ringed with mountains and buttes, and it either contains or is minutes from golfing, canyons, thousand-year-old dwellings and wineries. A historic downtown, well-maintained, caps off the charm of this community. Photo of historic downtown Cottonwood courtesy of…...