St. Andrews is an ancient town just to the north of Edinburgh on Scotland’s eastern coast.  The magnificent ruins of the cathedral and castle here hint at a long and historic past.  Many of the city’s early walls and "ports" (gates) remain as charming reminders of days gone by when visitors from the sea were often dangerous. Although to many…...

Knoxville is the third largest city in Tennessee, a popular retirement state. Knoxville is particularly attractive because it is home to the Vols - the University of Tennessee. It is a vibrant college town with big-time sports and many cultural events. The 2021 population was 193,000. Knoxville was the site of the 1982 World's Fair and several buildings, including the…...

Lake Ozark is a small town of less than 2,000 people in the Lake of the Ozarks region of Missouri.  Other towns in the area include Lakeland, Lakeview, Lakeside, Osage Beach, Sunrise Beach, and others. Lake of the Ozarks State Park is the largest state park in Missouri. It was created when the Osage River was dammed beginning in the…...

Panama City, population 37,000,  is in the panhandle of Florida between Tallahassee and Pensacola. As you can see from the map, it is a city on the coast with a very large bay.  Barrier islands are nearby with great beaches. Tyndall Air Force Base is located east of the city.  The area is popular with retirees who want to live…...