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We Are Rethinking Our Social Security Claiming Strategy

September 18, 2025 - Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement benefits to age 70 have been pretty clear (for most…...

Top Retirement Towns

Gainesville, Georgia (population 36,000) impressed any number of people as a potential retirement community in 1996 when some of the Olympic canoeing and rowing events were held near here on Lake Lanier. The combination of a small city on a lake has lead many active adults here in quest of the perfect active adult community. Located in northern Georgia with…...
 
Seaside is a planned, mixed generation community in Florida's Panhandle,midway between Fort Walton Beach and Panama City.  It is one of the first examples of the New Urbanism style of architecture, a retrospective treatment in which houses have front porches and people are encouraged to walk rather than drive their cars. Andres Duany and Elizabeth Plater-Zyberk were the architects. Driveways…...
 
 
Columbia, Missouri is the home of the University of Missouri and rapidly becoming a popular retirement community. The population has grown to just over 126,000 people (2020). Columbia is nicknamed “College Town” or “The Athens of Missouri” because it has so many colleges in one town. Columbia was listed as one of the “Top 10 Value Towns” of 2007 for…...
 
A small town environment along with a major university awaits those who choose Clemson, South Carolina as their retirement community. This town of 13,000 is nestled in the extreme Northwestern corner of South Carolina near the Georgia, North Carolina, and Tennessee borders. The Blue Ridge Mountains stretch into the distance. Atlanta is a mere two hours away via Interstate 85.…...
 
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