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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

The Woodlands in Texas, about 30 miles north of Houston often makes the lists of "best" retirement communities, although many younger families live here as well. The reasons are obvious - the cluster of 8 master planned villages and a Town Center is attractive, pleasant, and has something to offer everyone. These master planned communities offer every type of housing…...
 
Granite Falls is a very small town of about 4600 people in the west central foothills of North Carolina. Hickory is the largest nearby town, along with Lenoir. The elevation is about 1100' above sea level. The area is rural and hilly - popular with vacationers and retirees.  The climate is a bit milder than in the rest of North…...
 
 
Southfield is a busy suburb of Detroit that is now part of the office market for corporate Detroit. There are 5 golden skyscrapers with over a million sq.ft. of office space.   The population, which has declined in recent years, is just over 75,000.   The city has a wonderful library. The Civic Center was expanded in 1971 to include a…...
 
Florence is a town of about 21,000 people located southeast of Phoenix. It is one of the oldest towns in Arizona. The Arizona State Prison is nearby and a major employer. The downtown is a historic district. In WWII the town was a POW camp. Photo of Second Pinal County Courthouse in Florence courtesy of Wikipedia and Shereth, photo of…...
 
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