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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful…...
 
Santiago has been the capital city of Chile since colonial times. The city has a downtown core of 19th century neoclassical architecture and winding side-streets, dotted by art deco, neo-gothic, and other styles. Santiago's cityscape is shaped by several stand-alone hills and the fast-flowing Mapocho River, lined by parks such as Parque Forestal. Mountains of the Andes chain can be…...
 
 
Los Alamos is a famous town in north central New Mexico, just north of Albuquerque and not far from Santa Fe. It is notable because it was the home of the WWII Manhattan Project, which developed the atomic bombs dropped on Hiroshima and Nagasaki that helped end the war against Japan. People say it is a great place to live…...
 
Gallatin was established in 1802, and is the county seat of Sumner County, Tennessee, with a population of just over 32,000 (2010 census).  It is situated on both Old Hickory Lake and the Cumberland River, and is considered a bedroom commuter community of Nashville.  The scenic town was named after Alver Gallatin, who was Secretary of Treasury to Presidents Thomas…...
 
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