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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Vacationers and people in retirement love the vast area of Tahoe because of its scenery and recreational opportunities. This community offers world class skiing to boating, among other activities. Nearby areas like Squaw Valley and Mammoth Lakes offer lower key and less developed versions of Lake Tahoe that could also be considered as retirement destinations. Lake Tahoe has suffered from…...
 
Oak Ridge is a town of about 29,000 people that is west of Knoxville in eastern Tennessee. Oak Ridge is famous for being home to the Manhattan Project in WWII.  The Oak Ridge National Laboratories are a major employer in the region. Retirees here enjoy terrific recreational opportunities in the nearby mountains. A reflection of the community is the fact…...
 
 
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
 
Riverhead is on the north shore of Long Island in New York's Suffolk County. The population was 35,902 in 2020. There are a number of small hamlets within Riverhead, including Riverhead and Wading River. The town is far enough out on Long Island that active adult communities are being built here. The North Fork of Long Island starts here and…...
 
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