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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Chiefland is a small town of 2300 in northern Florida between the Gulf and Gainesville. This part of Florida is not nearly as developed as the southern portions of the state - Chiefland is a small  town and somewhat rural. The town was FL Rural Community of the year in 2000.  Chiefland Golf & Country Club is in town....
 
Frederica is a very small (less than 800) Delaware town just south of Dover and fairly near the Delaware River Bay.  Formerly agricultural, the area is transitioning into suburbs and active adult communities are being built here as well.  Picture of Barretts Chapel courtesy of Wikipedia (public domain); picture of Frederica Town Hall courtesy of Wikipedia and Smallbones (public domain)....
 
 
Austin, Texas is becoming a very popular retirement community for a variety or reasons. For one, it was selected by Money Magazine as the #2 best big city to live in. The University of Texas and its array of cultural and other activities is perhaps the biggest draw for Austin, its cosmopolitan and high-tech, quirky soul is another reason. UT…...
 
Founded by Henry Flagler to provide a luxury destination for his railroad, Palm Beach proper is one of the wealthiest and prettiest communities in the world.  It lies on the Atlantic Ocean just above Miami and straddles the Intercoastal Waterway.  Fancy shops and elegant estates abound in the beautiful downtown. Enormous estates go along the ocean and the Intracoastal.  If…...
 
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