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We Are Rethinking Our Social Security Claiming Strategy

September 18, 2025 - Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement benefits to age 70 have been pretty clear (for most…...

Top Retirement Towns

Ithaca is a town of 30,000 located on the shores of Cayuga Lake, one of New York’s finger lakes. Home of the Ivy League's Cornell University, Ithaca makes an ideal retirement community for active adults 55 plus who would like to live in bustling college town. During the school year the population doubles as Cornell and Ithaca College’s student body…...
 
Apex is a fast-growing town of about 63,000(2021) that is just west of Raleigh, North Carolina. The population grew by 211% between 2000-2021 - an indication of its popularity as a retirement community. Apex's motto is "The Peak of Good Living".  The restored downtown area is listed on the National Register of Historic Places. A recent visitor described it as…...
 
 
Smyrna is a small, former farming town of about 8000 in north central Delaware midway between Wilmington and the oceanside community of Lewes. Clayton is another small town just to its west. Smyrna was pleased to be named one of the best small towns in America. Part of that appeal comes from its wonderful location close to Delaware beaches, as…...
 
Nestled in the southwestern corner of North Carolina, Franklin serves as the southern gateway to the Blue Ridge Mountains and Great Smokies. Franklin is a favorite retirement and relocation spot for people of all ages, especially those who like the mountains and outdoors.  Many people have vacationed in Franklin only to dream of retiring here.  Hiking, rafting, fishing, kayaking, tubing,…...
 
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