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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Galena, one of the most beautiful towns in Illinois, is a small community of a little over 3,000 residents and popular with retirees and vacationers. It is located in northwestern Illinois near the Mississippi River and the Wisconsin and Iowa borders. The town is named for galena, an ore of lead, lead sulfide. Galena is in Jo Daviess County. Many…...
St. Petersburg is one of 3 closely related cities on Florida's Tampa Bay. The other 2 are Clearwater and Tampa (the largest and most urban of the 3). St. Pete has been a classic retirement and tourist destination since the 1920's because of its winter warmth, great beaches, and ideal location on a peninsula in Tampa Bay. One of the…...
Cary is located in the heart of North Carolina's Research Triangle Park, west of Raleigh and southeast of Chapel Hill. This city of 174,721 (2020 Census), grew by 80% between 2000 and 2020 and is one of the fastest growing towns in the U.S. Many of those moving here are people from the northeast looking for a retirement home. Locals…...
Conroe is a city of 90,000 people north of Houston and along the Interstate. It is adjacent to Sam Houston National Forest and Lake Conroe. The city has a number of excellent recreation facilities including an Aquatic Center, parks, and Community Center. Photo of Downtown Conroe courtesy of Wikipedia and Renelibrary, photo of The Montgomery County Courthouse courtesy of Wikipedia…...