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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Somerset West is a small town and retirement center 30 miles east of Cape Town at the top of False Bay. One person quipped that if you put a roof over this town it would be the world's largest retirement community - there are that many retirement homes and developments. It is in a great area close to beaches, the…...
 
One of the nation’s top tourist and retirement communities is Santa Barbara, California. Located about 85 miles north of Los Angeles, this charming mission city on the Pacific, has done a superb job of preserving its heritage and creating a livable, modern city. The graceful adobe architecture of the Spanish Mission style is everywhere - from the historic Mission Santa…...
 
 
State College is located near the center of Pennsylvania in a rural and beautiful area. Home to Penn State University, this lively college town offers plenty of excitement and nice places to live. Its nickname is Happy Valley, although the Post Office is University Park. Recreational and cultural opportunities are excellent in the area. The town itself has about 40,000…...
 
 
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