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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Sioux Falls is the largest city in South Dakota, and has a population of just over 200,000 in the area. Due to its business and tax friendly environment it has many large companies. It is a frequent name on many "Best Places to Retire" because of its lifestyle, cost of living, and beautiful environment, including the waterfalls on the Big…...
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
Mesquite is an extremely popular retirement town in southeastern Nevada, almost in Arizona and Utah. Mesquite was originally settled by Mormons as a farming community in the Virgin River Valley. Casinos arrived here in the 1970's. The town markets itself as a low key alternative to Las Vegas. The population increased over 125% between 2000 and 2020 (to about 21,000…...
Retirement communities like Centralia in western Washington State offer the opportunity to live in the fast-growing northwest without the high price tag of Portland or Seattle. Centralia has about 15,000 people, a decided small town feel, and an interesting historic district. The Olympic Club Hotel is located within the city's Historic District. Centralia College has over 1,000 students. Centralia is…...