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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Just east of Morehead City, Beaufort, North Carolina is a charming and friendly small town of about 4700 by the sea. Pronounced Bow-furt, it is not to be confused with the South Carolina city of the same name, pronounced B'yoo-furt (see the Retirement Guide to Beaufort, SC). The Hatteras barrier islands sweep away to the east, and ferries will take you…...
Crystal Beach is an unincorporated town near Port Bolivar on the southeast coast of Texas, in Bolivar County. The Bolivar Peninsula features 27 miles of pristine beaches, famous for fishing and camping. The Bolivar Lighthouse dates back to 1872. It is a popular destination for retirees as well as tourist destination. It is not far Galveston as the crow flies…...
As you watch the sunset over the Pacific while sitting on an empty black sand beach, you’ll ask yourself, where are the people? Don’t worry. Nicaraguan families flock to this beach town on Sundays. But the rest of the week, it’s all yours. A few foreigners have recognized this and have set up very small beachside hotels. However, hurricanes and…...
Ocala, known as the Brick City because that is how it was rebuilt after a disastrous fire on Thanksgiving day in 1883, and is now one of the larger towns in north central Florida. The population is almost 61,000 people with many more in the surrounding area. Originally a citrus growing region, Ocala is now famous as horse country, with…...