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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Lone Tree is an extremely wealthy suburb about 26 miles southwest of Denver. Population is just under 12,000 (2012 census).  Town Motto: It's a great day to be in Lone Tree!...
 
Newtown is a very small town of about 1,800 people in western Connecticut, just east of Danbury on I 84.  Many of Newtown's residents are commuters to NYC, White Plains, Stamford, or Hartford. Photo of Sculpture by Anna Hyatt Huntington of Mother Bear and Cubs at the entrance to Huntington State Park, courtesy of Wikipedia in the public domain; photo…...
 
 
Columbia has frequently been rated as one of the top retirement towns in the USA.  CNN Money included it in its 25 Best Places to Retire for 2009 because it has the amenities of city life, Southern Hospitality, a low cost of living, outdoor recreation, and a temperate climate. Consumer Reports compared the CNN Money list with the U.S. News…...
 
Las Cruces, the second largest city in New Mexico (113,888 according to the 2023 census), is in the southern part of the state. It has been listed as a “Best Place to Retire” by several organizations for many reasons; low cost of living, active cultural life with its major university, and unusually beautiful location. In addition to active adults who…...
 
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