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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Methuen is a small city and suburb that is northwest of Boston.  This is an old town (population 44,000) with a  history dating back to 1642.  It has many strong institutions, such as the stately Nevins Memorial Library pictured above (photo courtesy of Wikipedia and EraserGirl).   The town lies along the north banks of the Merrimack River. There are several…...
 
Eugene, population 158,000, has many attractions as a place to retire. For one, it is a vibrant college town; 17,000 students attend the University of Oregon here. It has the Cascade Mountain range for unlimited hiking, skiing and outdoor opportunities. The wild and rugged Pacific coast is just an hour to the west. The city, birthplace of Nike, is famous…...
 
 
Hoffman Estates is a new town and northwestern suburb of Chicago, population 54,000. The town was incorporated in 1959 and includes a major subdivision with Centex Corporation. It is the home of the Sears Holding Corporation, the midwest headquarters for AT &T, as well as several of Chicago's professional sports teams. The median household income is about $74,000....
 
Glen Allen is an affluent suburb and small town a few miles north of Richmond, VA.  Nearby Ashland is an especially nice town....
 
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