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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
Occoquan is a small village adjacent to Woodbridge in suburban Virginia. The affluent population of this artist community is about 900 people. The town has charming streets laid out in a grid on the Occoquan River (see photo above of marina). People like it for its walkable streets, charming shops, and restaurants. It is convenient to I-95 and the Potomac…...
Somerset West is a small town and retirement center 30 miles east of Cape Town at the top of False Bay. One person quipped that if you put a roof over this town it would be the world's largest retirement community - there are that many retirement homes and developments. It is in a great area close to beaches, the…...
Germantown is a very affluent (HH income over $100,000) tucked in the southwestern corner of Tennessee, just 10 miles from Memphis. In the city center is the "Old Germantown" neighborhood, anchored by a reproduction of the 1868 railroad depot and railroad tracks that recall the community's earliest days of development as an outpost along the Memphis and Charleston Railroad. The population…...
Napa, California makes an interesting retirement community for active adults who enjoy wine, a warm climate, and great restaurants. It is the county seat and commercial community in the Napa Valley. Napa’s economy has been riding a surge in tourism and development for years. Projects like the planned $50 million Riverfront at Third and Main, which combines stores, restaurants, offices…...