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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Fernandina Beach is an old town at top of Florida's eastern coast. Amelia Island is just below it,  a 13.5 mile long barrier island on the Atlantic Ocean and the northernmost point of eastern Florida. While Amelia Island Plantation is a private community and resort, Fernandina Beach is the biggest town on the island (11,000 people with an average age…...
 
Originally known as the Crossroads, Winnsboro, Texas is strategically located equidistant from Dallas, Shreveport, and Texarkana. Winnsboro is a charming small town surrounded by beautiful countryside. A Texas Main Street City, Winnsboro is restoring historic treasures. Multiple annual festivals are hosted in Winnsboro. These includes the Autumn Trails Festival, Texas Woodstock Festival, Class Car Cruise-In, and Biker Rally.Winnsboro has very…...
 
 
Bolton is a wealthy suburb of 5,665 residents (2020 census)  west of Boston and north of Worcester.  The median family income was over $182,000 in 2021.  The small town was founded in 1738, and is considered a suburb of Boston, while being a quiet farming community. Photo of Sawyer House, Bolton Historical Society courtesy of Wikipedia and John Phelan, photo…...
 
New Castle is a very old and historic town of about 5,000 at the head of the Delaware Bay, south of Wilmington. Founded by Peter Stuyvestant in 1651, the town was an important center in colonial days, in fact it was the capital for a period of time. That rich history and the dozens of historical buildings is what makes…...
 
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