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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

One of America's most famous college towns is Ann Arbor, Michigan (population 123,000). It is home to the University of Michigan, whose 40,000 students dominate the town (in a nice way) culturally, economically, and demographically. The city has strict zoning regulations which make life difficult for developers but result in an extremely pleasant small town environment. Many alumni and midwesterners…...
 
Seaside is a planned, mixed generation community in Florida's Panhandle,midway between Fort Walton Beach and Panama City.  It is one of the first examples of the New Urbanism style of architecture, a retrospective treatment in which houses have front porches and people are encouraged to walk rather than drive their cars. Andres Duany and Elizabeth Plater-Zyberk were the architects. Driveways…...
 
 
Bossier City, located on Louisiana’s Other Side, is a progressive community in northwest Lousiana with big city amenities and small town charm. The population is over 62,000 and growing. Friendly people and diverse offerings add to its allure. The Red River continues to be a thriving center from which most commerce occurs. Situated on the Red River is the Louisiana…...
 
This lovely resort town 18 miles west of Colorado Springs is a Colorado classic with spectacular views of Pike's Peak and the Rampart Range. Woodland Park is a community of a little less than 8,000 residents, the biggest city in Teller County, and is nestled among the million acres of Pike National Forest. Hiking, fishing, and simply soaking in the…...
 
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