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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Gorham is a town in extreme southwestern Maine with a population of 16,381. Gorham Village is accompanied with some smaller, unincorporated villages and hamlets such as South Gorham, West Gorham, Little Falls, White Rock, and North Gorham.  The University of Southern Maine has a campus here.  Gorham is increasingly viewed by some as a suburb of nearby Portland.  Photo of…...
 
Old Saybrook, Connecticut is a potential retirement community that combines New England history, a vital downtown, pristine beaches, and a friendly, small town feel. Located where the Connecticut River empties into the Long Island Sound, this charming old town of just over 10,000 (founded in 1635 ) was one of the original 3 colonies in Connecticut. Strategically important, it has…...
 
 
Portsmouth is a small and very old town of just over 20,000 in eastern New Hampshire, right on the Maine border.  Portsmouth has a tremendous amount going for it as a retirement town. There is a charming old downtown with lots of great shops and restaurants, cobblestone streets, historic seaport, plenty of water to live near, and a relatively mild…...
 
Cotachi is an undiscovered village of about 9,000 between two volcanic peaks. It can be viewed from the Pan-American Highway as one travels on the way from Quito and Otavalo north to Ibarra. There are a number of quaint old colonial structures among the shops and residences that comprise most of the village.  Expatriates like living in this area for…...
 
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