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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Womelsdorf is a very small but relatively affluent town west of Reading, Pennsylvania (in eastern PA). It is home to the Conrad Weiser Homestead, who was important in the settlement of colonial Pennsylvania. Picture of historic house in Womelsdorf and picture of Conrad Weiser Homestead courtesy of Wikipedia and Smallbones (public domain)....
 
Muskoka is a district that spans 2,500 square miles in central Ontario. Its year round population is about 50,000, but another 50-100,000 visit here to enjoy the summers. Being east of Georgian Bay. Muskoka is very scenic area with a number of picturesque villages, farms, and vacation hotels and resorts alongside the many lakes in the area....
 
 
Beacon Falls is a small town of about 5,000 in east-central Connecticut. It offers a rural setting in Connecticut's hills, yet is only about a half hour drive from either New Haven or Hartford.  Retirees can take a convenient train to New York from New Haven's Union Station. Photo of Tracy S. Lewis House courtesy of Wikipedia (public domain); photo…...
 
Edinburgh (Ed’-in-burra-a) is the easternmost of Scotland’s two largest cities (the other is Glasgow). The 2015 population was 489,000.  The city is situated on the Firth of Forth, a fjord that runs into the North Sea to the east.  It is quite old with almost mind-numbing history.  There have been invaders (Vikings, Romans, etc.) and conquerors (England). The setting is…...
 
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