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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

If your idea of a great retirement community involves stately Victorian homes with flower-boxes along tree-shaded streets, Hendersonville and the nearby Village of Flat Rock might be the place for you. The city has an exceptionally beautifully and revitalized downtown area with boutiques, antique shops and tourist attractions that will appeal to active adults 55+. Its architecture reflects the late…...
 
Townsend is a very small town, but experienced a 492% increase in population from the 2000 census (of about 800 people) to a little over 2000 people in 2010.  Townsend is located in northwest Delaware, south of Middletown and north of Smyrna.  Picture of Immanuel Church in the town's Historic District, and picture of a home in the Historic District…...
 
 
Baby boomers will find a retirement lifestyle in La Jolla, California (population 46,000), that is tops for scenery, climate, and proximity to the rest of the world. La Jolla features magnificent estate homes set atop hills and small mountains, nestled by the ocean in an upscale community.  The Village (of La Jolla) is its charming downtown area. La Jolla is…...
 
Clearwater is a very popular retirement town mid-way up Florida's west coast. It is on the western side of the bay from Tampa, along with St. Petersburg, and is the smallest of the three cities and so has the most small-town atmosphere. Clearwater Beach is a resort town across the causeway on a barrier island.  The area abounds with active adult…...
 
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