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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Washington is a growing town of almost 19,000 in extreme soutwestern Utah. The popular retirement destination of St. George is nearby.   Washington itself is not a particularly interesting town. There is a downtown with a Historical Museum and impressive church (Latter Day Saints), but not much else. The population grew 129% in the last 10 years, much of that from retirees…...
 
Columbus only has a growing population of 44,000 people, but it has the distinction of being one of America's top cities for architecture. It has six buildings designated as National Historic Landmarks, and 60 other distinguished buildings keep its reputation as a showcase of modern architecture. The reason for this architectural oasis in the center of Indiana is owed to…...
 
 
Lincoln is the capital city of Nebraska with about 250,000 residents.  it is extremely large geographically, so much so that it has no suburbs to speak of.  A college town, it is home to Union College and the University of Nebraska-Lincoln, the flagship school of the state (the Cornhuskers).The city has over 100 parks and many fine neighborhoods and institutions.…...
 
Morgantown, West Virginia is a unique and understated community for retirement. Home to the West Virginia University, its 28,000 students are a major influence on the community. Cost of living is low and recreational activities in the nearby mountains, the Monongahela River, and Cheat Lake are extraordinary. There is a nice downtown and an emerging high tech business center. Median…...
 
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