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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Stevensville is a very small town of under 2,000 people in western Montana near Missoula. Stevensville is the oldest town in Montana. St. Mary’s Mission was the first permanent white settlement in Montana (founded by Jesuits). This area of the Bitterroot Valley and Sapphire Mountains offers beautiful views, outdoor recreation and a great variety of watchable wildlife.  Photo of Southwestern…...
 
Charlotte, is located in the Piedmont region in North Carolina, and is the county seat of Mecklenburg County.  It has a population of 874,579 (2020 census), and is the most populated county in the state....
 
 
Columbia, Missouri is the home of the University of Missouri and rapidly becoming a popular retirement community. The population has grown to just over 126,000 people (2020). Columbia is nicknamed “College Town” or “The Athens of Missouri” because it has so many colleges in one town. Columbia was listed as one of the “Top 10 Value Towns” of 2007 for…...
 
Oxford Connecticut is one of the fastest growing towns in the state. Residents of nearby Fairfield County have discovered its charm and lower housing prices, which are among the reasons why the population grew 25% between 2000 and 2005. The town of Oxford actually consists of 3 communities: Quaker Farms, Riverside and Oxford Center.  It is west of New Haven. …...
 
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