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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

The college town of Iowa City, Iowa is one of the most literary communities for active adult retirements in the U.S. It has won numerous awards as "Best small city", "most enlightened town" etc. Home to the University of Iowa, this small but growing city of 67,000 has a wonderful history of culture, particularly when it comes to the craft…...
 
Portsmouth is a small and very old town of just over 20,000 in eastern New Hampshire, right on the Maine border.  Portsmouth has a tremendous amount going for it as a retirement town. There is a charming old downtown with lots of great shops and restaurants, cobblestone streets, historic seaport, plenty of water to live near, and a relatively mild…...
 
 
Set in the western portion of Massachusetts, Northampton is an exciting college town (Smith College) in the foothills of the Berkshire Mountains. It is a sought after retirement community among its graduates and many literary types. Northampton boasts a very rich cultural environment. Several famous movies have been shot here including parts of “Who’s Afraid of Virginia Woolf”, “Cider House…...
 
Walnut Creek is a wealthy town of about 70,000 in the hills east of San Francisco and Oakland. For many it is used as a suburb of those cities, although there are some high tech and shopping employers in the area.  This area of northern California is very beautiful and so is the town. Walnut Creek has many parks, great…...
 
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