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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
The title of the most artistic little town in west Texas would probably be awarded to Marfa. Marfa was actually named after Marfa Strogoff, a character in Jules Verne's novel Michael Strogoff. This little town of about 2,000 near the Big Bend is home to a vast array of artistic treasures, thanks to the efforts of Donald Judd. This minimalist…...
The friendly, historic city of Hot Springs makes an excellent retirement community. Hot Springs Reservation was the first country’s Federal Reserve (1832) and became a National Park in 1921 (the nation's smallest by area). Its downtown Historic District protects the thermal waters and the historic and opulent buildings on Bathhouse Row. Fordyce Bath House is the centerpiece and museum headquarters.…...
Chestertown is small town of about 5,000 (2020), that is east of Baltimore on the Delmarva Peninsula, and northeast of Annapolis on the Chester River. The population is growing as more people consider it a quiet alternative to places like St. Michaels. In the mid-eighteenth century, Chestertown was considered Maryland's second leading port, after Annapolis. Chestertown is home to Washington…...
Petoskey is a beautiful little town on Little Traverse Bay of Lake Michigan, in the northern part of the state. The downtown is exceptionally pretty, situated on hills overlooking the Bay. There are interesting shops and restaurants plus a nice park. It is definitely a resort town and a place where snowbirds come for the summer. The population is just…...