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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Pensacola, population 54,310 (2020 census),  is a popular town for retirement and tourism in the western end of the Florida panhandle.  Its location on the Pensacola Bay gives it access to the emerald  green waters and sandy beaches of the Gulf of Mexico.  People often remember that as a historical note about Pensacola, flags of 5 different governments have flown…...
 
Baby boomers will find a retirement lifestyle in La Jolla, California (population 46,000), that is tops for scenery, climate, and proximity to the rest of the world. La Jolla features magnificent estate homes set atop hills and small mountains, nestled by the ocean in an upscale community.  The Village (of La Jolla) is its charming downtown area. La Jolla is…...
 
 
Discovery Bay is a unique, waterfront-based town in the East Bay area of California, midway between Walnut Creek and Stockton. Brentwood is very close by.  Discovery Bay Country Club is also here. Discovery Bay offers the ability to live on the water with your own private marina and have boating be a major part of your life. The population is…...
 
Historically a small fishing village, more and more people are discovering San Juan del Sur to be the new Costa Rica. Stunning pacific sunsets, empty coastlines that stretch for miles and a growing community of foreigners make this town a comfortable spot to settle down. The town has grown to offer most of a foreigners daily needs. A large market…...
 
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