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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
 
Victoria is one of the most visited tourist destinations in Canada, and for good reason. It has a stunning downtown on the harbor with resplendent government buildings like the one shown above.  Cruise ships arrive in town and when they do the streets and shops hum with activity. The city has 78,000 residents but the metro is over 300,000. The…...
 
 
The City of Tallahassee is located in the Big Bend area of northern Florida, and is a popular retirement community for many who want to live in a diverse city. Tallahassee is the state capital and a fast growing city ( 196.169 2020 Census), with several charming neighborhoods. Unlike almost anywhere else in Florida, there are gently rolling hills. There…...
 
San Ramon, Costa Rica is a small village being developed with several retirement communities popular with American expatriates. The town is about a 45 minute drive from great beaches. The town is an area with sweeping views of the mountains and the coast. The climate is pleasant year round. The city lies at an elevation of 1,057 meters above sea level…...
 
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