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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Retirees will find a style of life in Berkeley, California, that is as fine as anywhere in the world. This university town (University of California, known as Cal) is set on the slopes of a mountain rolling away to the east from San Francisco Bay. On most days the Golden Gate and the City are a constant view below. City…...
 
Phoenixville is an old town of about 16,000 near Valley Forge.  It was once famous for manufacturing, including steel.  Photo of restored Phoenix Iron Works courtesy of Wikipedia and J Clear; photo of Bridge Street courtesy of Wikipedia and Dough4872, photo of Church and Main Sts. courtesy of Wikipedia and Pdakeyboardplaya, Licensed under CC BY-SA 3.0/...
 
 
The good life awaits 55+ adults who choose the Northern Neck, Virginia as their retirement community. Situated between the Rappahannock and Potomac Rivers, with the Cheseapeake on the east, this area has both rural charm and instant access to the water. The Northern Neck is the northernmost of three peninsulas (traditionally called "necks" in Virginia) on the western shore of…...
 
Located in the Chilean Lakes District, Puerto Varas bills itself as the new Bariloche. With similar lakeside views and stunning surrounding mountains, the town is certainly justified in making the comparison. However, while every other shop in Bariloche sells souvenirs and ugly apartment buildings block views for most people, Puerto Varas remains a much more tranquil and undeveloped town. Considerably…...
 
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