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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Punta Gorda, Florida is a small community of 17,000 on the Gulf Coast of Florida between Sarasota and Fort Myers. Many 55+ retirees choose this city as their retirement community because of its sub-tropical warmth, its small town feel, and it a bit more sophisticated and upscale than neighboring towns like Port Charlotte. The city, located in Charlotte County, was…...
 
This up and coming community offers a trifecta – world class golf, a perfect ocean setting, and small town charm. It’s Bandon, Oregon, located in the southern third of Oregon’s coast on the Coquille River. This growing town of just over 3,000 is often referred to as Bandon-by-the-Sea, and it is easy to see why. High cliffs go down to…...
 
 
Bridgeville is a small but rapidly growing village of about 1600 people in rural Sussex County. Its location in southwestern Delaware, (on the charming and mostly undiscovered Delmarva Peninsula) has made it a popular place for active adults from the northeast looking for a milder climate and less expensive life style. Many active adult communities are coming to the area…...
 
Harrisburg is the capital and almost geographical center of the state of Pennsylvania. Once depressed and down, Harrisburg had a resurgence thanks to the money being spent by the state in development. Unfortunately in 2010 the effect of that spending caused severe financial problems (see What is Not Special About Harrisburg below). Its geographical setting is spectacular, located as it…...
 
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