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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Elgin is a fast-growing small city of just over 100,000 people that is just west of Chicago in northern Illinois. The city,home to the National Watch Company (Elgin watches) until the 20th century,  is located on the Fox River. The Elgin Street Sweepers were another old Elgin company.There are some great rail to trails in the area, as well as…...
 
Sebring is a small town of about 4500 people in northeastern Ohio, about 25 miles from Akron. The town was founded by the Sebring family who developed it as a pottery town, from 200 acres of farmland. After more land was added and factories, stores and homes were built, and the pottery industry was the lifeline of the town, employing…...
 
 
Orono, a college town, is the home of the University of Maine in Penobscot County, Maine. The population is just over 9,000 but swells by additional thousands when college is in session. This college town is partially surrounded by two rivers, the Penobscot and the Stillwater. Orono is on Rt I95 in central Maine, just north of Bangor.  Picture of…...
 
Fairborn is a quiet town with many working at the nearby Wright Patterson Air Force Base, the home of the Air Force Materiel Command and in many measures the largest, most diverse and organizationally complex base in the Air Force. Due to the close proximate of WPAFB, Fairborn attracts military retirees from all over the country, many of whom were…...
 
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