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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Charlevoix, Michigan, referred to here as “Charlevoix the Beautiful”, is an old seasonal town in northwest Michigan. A popular '''retirement community''' for active adults, Charlevoix is located on an isthmus between Lake Michigan and Round Lake, adjacent to the shores of Lake Charlevoix. Photo of canal courtesy of Wikipedia, photo of Chicago Club courtesy of Wikipedia and Bobak Because of…...
 
Union Springs is a very small town on Cayuga Lake of the Finger Lakes region in New York, with a population of about 1,500. The setting on the lake is perfectly beautiful. Syracuse and Ithaca are the nearest cities....
 
 
Chambersburg is an old town in extreme south-central Pennsylvania.  President Buchanan was born near here. The population is about 13,000 and holding steady. Newsmax named Chambersburg one of the top 25 "Most Uniquely American Cities and Towns" in 2009.  Photo of Memorial  Square courtesy of and per license at Wikipedia and Epstein.Mark; photo of Capitol Theater courtesy of Wikipedia and…...
 
Pikeville is a town of 6,400 people in extreme eastern Kentucky near the Virginia and West Virgina borders.  Many people like living here because the pace of life is slow and the people friendly. The Town's nickname is "The City That Moves Mountains". Pikeville College, a small Presybterian college, is located in Pikeville.  Photo of downtown Pikeville courtesy of Wikipedia…...
 
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