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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Boone, Heart of the High Country, is  located in the Blue Ridge Mountains of northwestern North Carolina.  The population of this town named for Daniel Boone, was about 20,00 in 2020, but seems to be growing very fast. A college town, Boone is the home of Appalachian State University which is very large and very much a part of the…...
 
This suburb south of Cleveland is relatively affluent and crime free.  North Royalton's population is just under 30,000 and growing slightly. Photo of The John M. Annis House built 1833 and listed on the National Register of Historic Places, courtesy of Wikipedia and Nyttend (public domain)....
 
 
Los Angeles is one of the premier cities of the world, a center of business, entertainment, culture, and education on Southern California's west coast.  The population is almost 4,000,000. There are many nearby towns, including some on the beach including Venice, Santa Monica, Pacific Palisades, and Malibu....
 
Panama City, population 37,000,  is in the panhandle of Florida between Tallahassee and Pensacola. As you can see from the map, it is a city on the coast with a very large bay.  Barrier islands are nearby with great beaches. Tyndall Air Force Base is located east of the city.  The area is popular with retirees who want to live…...
 
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