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We Are Rethinking Our Social Security Claiming Strategy

September 18, 2025 - Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement benefits to age 70 have been pretty clear (for most…...

Top Retirement Towns

Winston-Salem, North Carolina is an intriguing name for a city. It was named to a list of the “Top 10 Value Towns for Retirees in 2007”. Two of the world’s top-selling cigarettes are eponymous with this popular retirement community. RJ Reynolds started his tobacco business here in 1874. Salem was founded first - it was settled to be a Moravian…...
 
Bedford is a very affluent suburb and historic small town 15 miles northwest of Boston, Massachusetts, and just east of Concord.The median household income is $163,000 and the population is 14,383 (2020 census). Picture of Bedford Depot Park at the end of the Minuteman Bikeway  courtesy of Wikipedia and Tim Pierce (public domain), photo of 2006 USGS aerial photo of…...
 
 
Bonita Springs is a town south of Ft. Myers and Estero and north of Naples in south Florida. The population was about 55,900 in 2020 with an average age of 59.  The town is very popular with retirees because of warm winters, easy lifestyle, and access to beaches and the Gulf of Mexico.  There are several public beaches and parks…...
 
Sometimes referred to as "Hill City" because of its rolling landscape, Lynchburg (population 73,000) is located in central Virgina and often lands on the "Best Places to Live" lists. Thomas Jefferson built his personal retreat here, Poplar Forest. Nowadays it is a subdued but lovely town with working class values. Five lively college campuses make Lynchburg a vibrant college town.…...
 
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