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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Orono, a college town, is the home of the University of Maine in Penobscot County, Maine. The population is just over 9,000 but swells by additional thousands when college is in session. This college town is partially surrounded by two rivers, the Penobscot and the Stillwater. Orono is on Rt I95 in central Maine, just north of Bangor.  Picture of…...
 
Boerne is an affluent town in the beautiful Texas hill country northwest of San Antonio. This small town of just over 10,000 is popular with retirees and is growing fast. Boerne offers small town charm in a quaint, historic, picturesque setting. Stroll through European architecture and discover a world of specialty shops. Hauptstrasse (Main Street) has antiques, gifts, home accessories,…...
 
 
Bolton is a wealthy suburb of 5,665 residents (2020 census)  west of Boston and north of Worcester.  The median family income was over $182,000 in 2021.  The small town was founded in 1738, and is considered a suburb of Boston, while being a quiet farming community. Photo of Sawyer House, Bolton Historical Society courtesy of Wikipedia and John Phelan, photo…...
 
Oxford is the county seat of Lafayette County, Mississippi, founded in 1837, and named for Oxford England.  With a population of 25,416 (2020 census), the city is located in the North Central Hills region and offers a walkable downtown, historical sites, museums, performing arts theaters, and music venues. Oxford has been home to many famous authors including William Faulkner, and…...
 
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