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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Beautiful Boquete in the Central American country of Panama is a hotspot for retirement for good reason. At an elevation of 3,200 feet it has a year round spring-like perfect climate, lush green hills and coffee beans to spare. A nicely developed downtown remains the center of Boquete, offering several grocery stores, restaurants, and shops.The town is easily walkable, and several trails…...
 
San Clemente is a town on California's Pacific Coast that became very familiar to Americans as the vacation home of former President Richard Nixon. His mansion became known as the Western White House. San Clemente is a beautiful town in Orange County south of Laguna Beach and Los Angeles, halfway between there and San Diego. The sea gives way quickly…...
 
 
Mesa is a fast growing southern suburb of Phoenix, Arizona.  Originally founded by the Latter Day Saints (Mormons), about 10% of the population is Mormon today. This college town (the Polytechnic campus of Arizona State University, East and Mesa Community College) of 504,258 (2020 Census), is located near the amazing Superstition Mountains.  It is the 3rd largest city in Arizona.…...
 
Oak Ridge is a town of about 29,000 people that is west of Knoxville in eastern Tennessee. Oak Ridge is famous for being home to the Manhattan Project in WWII.  The Oak Ridge National Laboratories are a major employer in the region. Retirees here enjoy terrific recreational opportunities in the nearby mountains. A reflection of the community is the fact…...
 
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