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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Mesquite is an extremely popular retirement town in southeastern Nevada, almost in Arizona and Utah. Mesquite was originally settled by Mormons as a farming community in the Virgin River Valley. Casinos arrived here in the 1970's. The town markets itself as a low key alternative to Las Vegas. The population increased over 125%  between 2000 and 2020 (to about 21,000…...
 
Missoula Montana is the second largest city in the state and the home of the University of Montana. It has many parks and various cultural activities. “A River Runs Through It” was set in nearby Blackfoot River, although it was filmed elsewhere in Montana. This small but growing town of 67,000 excels at outdoor activities and recreation due to the…...
 
 
Edgewater is a small coastal town of about 21,000 near New Smyrna, Florida (there are actually 3 Edgewaters in FL -here, in Broward County, and a part of Miami).  Hollywood is to the south.  This is a quiet town with an average age of about 42; crime is very low.  The town has great barrier islands on the Atlantic with…...
 
Home to the elite prep school, Phillips Exeter Academy, the town of Exeter in eastern New Hampshire is a small town New England classic. The presence of the prep school and its interesting faculty makes it a good choice for retirees looking for a strong cultural environment.  The town is very old, going back to 1638. Local families such as…...
 
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