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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Philadelphia is one of America's most historic cities as well as the largest city in Pennsylvania. Philadelphia is home to numerous colleges and universities including Penn and Villanova. It is also home to many neighborhoods and a vital, historic downtown surrounded by 2 major rivers....
 
Providence is the capital of Rhode Island and one of the largest cities in New England.  It was founded by Roger Williams as a place where refugees from Massachusetts could experience religious freedom. It is a jewelry center as well as being home to at least 7 colleges, including Brown University, Providence College, and Johnson & Wales among others.  Part…...
 
 
Eureka, California is a port city on the Humboldt Bay of California’s northern coast that makes an excellent retirement community. The population was 27,000 in 2018. Eureka was founded in 1856, and soon became an important port city for northern California's logging and commercial fishing industries. Eureka’s northern isolation means that it missed much of the post-war redevelopment. As result…...
 
Wilmington is a fast growing city at the mouth of the Cape Fear River on the Carolina coast. The city has a historic center and a mile long walk along the river. Great Carolina beaches are just minutes away.  UNC - Wilmington is a big plus for the town. The population was 117,545 in 2016. Wilmington is the commercial center…...
 
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