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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Brentwood is a rapidly growing town of about 50,000 in the east Bay area of California between Stockton and Walnut Creek. Nearby recreation areas include Franks Tract Recreation Area and Sherman Lake. The area was originally an agriculture community but now it is suburban and home to some industry. The area boomed from 2000 to 2008.  The county is Contra…...
 
Santa Cruz is the capital of the Costa Rican canton of the same name in Guanacaste Province. The population of the entire canton is 43,000. This typical Costa Rican rural town consist mostly of farmers, fishermen, workers, or tourist workers.The town is known within Costa Rica for its cultural heritage and many historical traditions. These traditions include the Fiesta de…...
 
 
Las Vegas, Nevada is one of the fastest-growing communities in the U.S. Legalized gambling in this desert resort city has created an enormous economy and attracted many new residents, including retirees in active adult communities. The Las Vegas strip is justly famous for its glitz and many attractions. Even if you don't ever bet a single nickel, it is worth…...
 
Apex is a fast-growing town of about 63,000(2021) that is just west of Raleigh, North Carolina. The population grew by 211% between 2000-2021 - an indication of its popularity as a retirement community. Apex's motto is "The Peak of Good Living".  The restored downtown area is listed on the National Register of Historic Places. A recent visitor described it as…...
 
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