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Fidelity's Roth Conversion Tips
May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...
Top Retirement Towns
This suburb south of Cleveland is relatively affluent and crime free. North Royalton's population is just under 30,000 and growing slightly. Photo of The John M. Annis House built 1833 and listed on the National Register of Historic Places, courtesy of Wikipedia and Nyttend (public domain)....
This up and coming community offers a trifecta – world class golf, a perfect ocean setting, and small town charm. It’s Bandon, Oregon, located in the southern third of Oregon’s coast on the Coquille River. This growing town of just over 3,000 is often referred to as Bandon-by-the-Sea, and it is easy to see why. High cliffs go down to…...
Lake Wales is a small town of about 16,000 (2020), in central Florida, near Kissimee and Winter Haven. People describe it as having a very charming little downtown representing old Florida at the time of the land boom of the 1920's. It's nickname is the "friendliest small town". There are 2 colleges in town, Warner University and Polk State College.…...
If there was ever a town with momentum it is Bellingham Washington. It was rated the #2 City & Metropolitan area in the country in “Cities Ranked and Rated”. Kiplinger’s called Bellingham one of the top retirement communities in the U.S. Located on the northwestern coast of Washington, this city of 79,000 (180,000 in the Metro area) has several colleges…...