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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Amherst is a small town near Lake Erie that is west of Cleveland. The population is just under 12,000. It is known as the sandstone center of the world for its many quarries; the stone was used in grindstones and in local buildings. Photo of "Sandstone Center of the World" marker courtesy of Wikipedia and Chris Light, Licensed under CC…...
 
Baby boomers will find a retirement lifestyle in La Jolla, California (population 46,000), that is tops for scenery, climate, and proximity to the rest of the world. La Jolla features magnificent estate homes set atop hills and small mountains, nestled by the ocean in an upscale community.  The Village (of La Jolla) is its charming downtown area. La Jolla is…...
 
 
Rock Hill is a very fast growing community in north central South Carolina, south of Charlotte. The population is approximately 73,000 (2016), and the household income is. $45,000.  It serves as a suburb to the Charlotte Metro. Rock Hill was formerly a textile town although that industry has been in serious decline, and it has transitioned to a manufacturing community.…...
 
This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful…...
 
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